The Preferred Mortgage

The journal

Mortgage knowledge without the jargon.

Practical guides for homebuyers, homeowners and anyone trying to make sense of their next financing decision.

How much home can you comfortably afford?
Home buying

How much home can you comfortably afford?

A practical way to think about monthly payment, cash reserves and the costs that can be easy to overlook.

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Pre-approval vs. pre-qualification: what is the difference?
Mortgage basics

Pre-approval vs. pre-qualification: what is the difference?

Understand what each means and when it can be useful during the home-buying process.

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What makes up your monthly mortgage payment?
Mortgage basics

What makes up your monthly mortgage payment?

Principal, interest, taxes, insurance and HOA costs—explained without the jargon.

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How much should you put down on a home?
Planning

How much should you put down on a home?

There is more than one good answer. Here is how to think through the trade-offs.

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7 questions to ask before choosing a mortgage
Mortgage strategy

7 questions to ask before choosing a mortgage

A checklist for comparing options beyond the headline interest rate.

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When does refinancing make sense?
Refinancing

When does refinancing make sense?

Look beyond the rate and consider costs, timing and your longer-term goals.

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